Setting You Up For Financial Success

The Complete Bankruptcy Solution

Comprehensive Legal Guidance from Our Kansas City Attorneys

Bankruptcy is more than just a court filing. It is a process that involves strategic considerations before, during, and after the filing takes place.

At Patton Knipp Dean, LLC, we have pioneered The Complete Bankruptcy approach as a model for helping people through all stages of the bankruptcy process. Our guidance will extend far beyond just telling you how to file for bankruptcy. We view our role as advocates, to also encompass the many practical considerations of bankruptcy. To that end, we offer detailed, one-on-one representation for those seeking a fresh financial start.

Pre-Bankruptcy Guidance: Is Bankruptcy Right for You?

Our job begins when you walk into our office for a free consultation. We will help you explore your debt relief options, including Chapter 7 or Chapter 13 bankruptcy. You can expect to come away with the knowledge you need to make an informed decision on what to do next.

How Much Debt Do You Have to Have to File for Bankruptcy?

There are guidelines that must be followed in order to qualify for either Chapter 7 or Chapter 13 bankruptcy.

As of April 1, 2019, Chapter 13 is not a viable option for you if you have more than $1,257,850 in secured debt (for homes, cars, etc.) or more than $419,275 in unsecured debt (for medical expenses, credit card debt, etc.) Those limits are adjusted based on inflation.

However, there is no limit to the amount of debt you should have to file for Chapter 7. Chapter 7 is often preferred instead of Chapter 13 because you can disregard your debt without repayment. It is not as restricting as Chapter 13 and you may qualify with large sums of debt. Corporations can not qualify for Chapter 7, only individuals. There are income guidelines that will regulate whether or not you qualify to file for bankruptcy with Chapter 7.

We understand that figuring out which type of bankruptcy is best suited for your needs and situation is stressful. Out team at Patton Knipp Dean, LLC is here to help you figure out your best possible options when filing for bankruptcy. Give us a call today for a review of your case and to schedule a consultation appointment!

Experienced Representation in All Stages of the Bankruptcy Proceedings

Many people worry about the stress that accompanies such a highly technical process as filing bankruptcy. At our firm, you can gain peace of mind knowing our experienced attorneys will handle everything for you. Our legal team will let you know what to expect at each stage of the process, and we will keep you informed of everything that happens in your case.

We'll take care of important post-bankruptcy issues that other lawyers overlook. Contact us today.

Post-Bankruptcy Services for No Additional Charge

We will not leave you stranded after your bankruptcy filing is completed. Our attorneys provide free credit repair services to help you get back on the right track toward rebuilding your credit. We also offer practical guidance on an array of other post-bankruptcy issues. Our goal is not only to guide you through bankruptcy but also to help you take full advantage of opportunities for success going forward.

The Complete Bankruptcy Firm

Our Approach Sets You up for Financial Success
  • Before
    Listen to Your Story & Understand Your Situation

    Prior to working with you, we sit down to understand where you’re at in order to determine the best way to move forward with your case.

  • During
    Provide Representation During Bankruptcy Filing

    Throughout our relationship, you’ll be kept informed of the status of your case and understand your options in full to make educated decisions.

  • After
    Protect Your Credit at No Additional Cost to You

    The process does not end when your case concludes. We work with you to help you get back on the right track when it comes to your credit and finances.