Chapter 7

Chapter 7 is a type of consumer bankruptcy named for its location in the federal Bankruptcy Code. It is a faster process than Chapter 13, the other common type of consumer bankruptcy.

Qualifying For Chapter 7

Only certain people can qualify to file Chapter 7 bankruptcy. Generally, you must meet a legal “means test” by demonstrating that your income and assets are below a certain ceiling. This determination can be complex. For that reason, it is important to speak with an attorney about your bankruptcy options and whether Chapter 7 is the right approach.

Your Success Is Our Priority

In Missouri and Kansas, you will find experienced guidance at the bankruptcy firm of Patton Knipp & Dean. We represent consumers like you who are facing financial struggles. Often, an unexpected life event — such as divorce, a serious medical condition or loss of a job — leads to debt that soon spirals out of control. Our goal is to get you back on the right track toward a more solid financial future.

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Which Type Of Bankruptcy Is Right For You?

Filing bankruptcy under Chapter 7 is generally the preferable option for people who don’t have significant assets or income. For those with underwater mortgages, valuable assets or a steady income, Chapter 13 might be a better fit.

At Patton Knipp Dean, we have no hidden agenda to push you toward a particular approach. Instead, we will walk you through your options, discuss the pros and cons of each, answer any questions you may have, and ultimately provide the guidance you need to make an informed decision. We want you to feel comfortable and confident in the road ahead.

Take The First Step: Contact Us

We invite you to contact us to arrange a free initial consultation and discuss your circumstances with one of our lawyers. We have multiple convenient offices, and we serve clients throughout Kansas City, Kansas and Missouri.