Credit Repair

During and after bankruptcy, you may be flooded with advertisements from credit repair services promising the world. They may claim to hold the keys for removing negative information from your credit report and instantly raising your score — for an upfront fee.

Unfortunately, many of these credit repair companies are scams. They will take your money, perhaps even hundreds or thousands of dollars, and never deliver on any of their promises.

Free Post-Bankruptcy Credit Repair

Instead of taking a chance with an unknown company, turn to the licensed attorneys at the bankruptcy law firm of Patton & Knipp, LLC. We offer free credit repair services for bankruptcy clients.

We will not hesitate to stand up for you against the credit reporting agencies, even if that means going to court.

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What Exactly Is Credit Repair?

Your credit report is meant to be a measurement of your financial responsibility. Banks, credit card companies and other lending institutions will rely on it when deciding whether to loan money to you — and at what interest rate. It is critical that your credit report contain accurate, up-to-date information.

Unfortunately, the three major credit reporting agencies do not always have accurate data. After bankruptcy, for example, your credit report may still reflect old debts that have been eliminated. The credit repair process involves disputing inaccurate or out-of-date information to clean up your credit report.

How To Pursue Credit Repair

Anyone can dispute inaccurate credit report information. However, successfully disputing that information is not always a fast or easy process. And if the credit reporting agency fails to take action, you may have to file a lawsuit. Enlisting the help of an attorney can save you many headaches down the road.

At Patton & Knipp, LLC, our lawyers can help you take advantage of your rights and protections under the Fair Credit Reporting Act (FCRA). We will take the time to examine all three of your credit reports in detail. If we find inaccuracies, unverifiable information or out-of-date information, we will take swift and persistent action. Our legal team will not give up until you have an accurate foundation for rebuilding your credit.

To learn more during a free consultation, please contact us today. Our firm handles credit repair for people throughout Missouri, Kansas City and Kansas.